6 Mar 2012

Problems are solved by sleeping
Sleep is important for assimilating new information Sleeping on a problem really can help solve it, say scientists who found a dreamy nap boosts creative powers.

They tested whether "incubating" a problem allowed a flash of insight, and found it did, especially when people entered a phase of sleep known as REM.

Volunteers who had entered REM or rapid eye movement sleep - when most dreams occur - were then better able to solve a new problem with lateral thinking.

Proceedings of the National Academy of Sciences has published the US work.


We propose that REM sleep is important for assimilating new information into past experience to create a richer network of associations for future use
The study authors

In the morning of the test day, 77 volunteers were given a series of creative problems to solve and were told to mull over the problem until the afternoon either by resting but staying awake or by taking a nap monitored by the scientists.

Compared with quiet rest and non-REM sleep, REM sleep increased the chances of success on the problem-solving task.

The study at the University of California San Diego showed that the volunteers who entered REM during sleep improved their creative problem solving ability by almost 40%.

The findings suggest it is not merely sleep itself, or the passage of time, that is important for the problem solving, but the quality of sleep.

Lead researcher Professor Sara Mednick said: "We found that, for creative problems you've already been working on, the passage of time is enough to find solutions.

"However for new problems, only REM sleep enhances creativity."

The researchers believe REM sleep allows the brain to form new nerve connections without the interference of other thought pathways that occur when we are awake or in non-dream-state sleep.

"We propose that REM sleep is important for assimilating new information into past experience to create a richer network of associations for future use," they told PNAS.

Dr Malcolm von Schantz of the Surrey Sleep Research Centre at the University of Surrey said: "Whatever the importance of the dreams themselves are, this paper confirms the importance of REM sleep, the sleep stage when most of our dreaming takes place."


Read  now... .. .
The 7 Habits of Highly Effective People®
Stephen R. Covey's book, The 7 Habits of Highly Effective People®, has been a top-seller for the simple reason that it ignores trends and pop psychology for proven principles of fairness, integrity, honesty, and human dignity. Celebrating its fifteenth year of helping people solve personal and professional problems, this special anniversary edition includes a new foreword and afterword written by Covey exploring the question of whether the 7 Habits are still relevant and answering some of the most common questions he has received over the past 
15 years

Habit 1 : Be Proactive
Your life doesn't just "happen." Whether you know it or not, it is carefully designed by you. The choices, after all, are yours. You choose happiness. you choose sadness. you choose decisiveness. You choose ambivalence. You choose success. You choose failure. You choose courage. You choose fear. Just remember that every moment, every situation, provides a new choice. And in doing so, it gives you a perfect opportunity to do things differently to produce more positive results.

Habit 1: Be Proactive is about taking responsibility for your life. You can't keep blaming everything on your parents or grandparents. Proactive people recognize that they are "response-able." They don't blame genetics, circumstances, conditions, or conditioning for their behavior. They know they choose their behavior. Reactive people, on the other hand, are often affected by their physical environment. They find external sources to blame for their behavior. If the weather is good, they feel good. If it isn't, it affects their attitude and performance, and they blame the weather. All of these external forces act as stimuli that we respond to. Between the stimulus and the response is your greatest power--you have the freedom to choose your response. one of the most important things you choose is what you say. Your language is a good indicator of how you see yourself.. A proactive person uses proactive language--I can, I will, I prefer, etc. A reactive person uses reactive language--I can't, I have to, if only. Reactive people believe they are not responsible for what they say and do--they have no choice.

Instead of reacting to or worrying about conditions over which they have little or no control, proactive people focus their time and energy on things they can control. The problems, challenges, and opportunities we face fall into two areas--Circle of Concern and Circle of Influence.

Proactive people focus their efforts on their Circle of Influence. They work on the things they can do something about: health, children, problems at work. Reactive people focus their efforts in the Circle of Concern--things over which they have little or no control: the national debt, terrorism, the weather. Gaining an awareness of the areas in which we expend our energies in is a giant step in becoming proactive. 
Habit 2: Begin with the End in Mind
So, what do you want to be when you grow up? That question may appear a little trite, but think about it for a moment. Are you--right now--who you want to be, what you dreamed you'd be, doing what you always wanted to do? Be honest. Sometimes people find themselves achieving victories that are empty--successes that have come at the expense of things that were far more valuable to them. If you ladder is not leaning against the right wall, every step you take gets you to the wrong place faster. 

Habit 2 is based on imagination--the ability to envision in your mind what you cannot at present see with your eyes. It is based on the principle that all things are created twice. There is a mental (first) creation, and a physical (second) creation. The physical creation follows the mental, just as a building follows a blueprint. If you don't make a conscious effort to visualize who you are and what you want in life, then you empower other people and circumstances to shape you and your life by default. It's about connecting again with your own uniqueness and then defining the personal, moral, and ethical guidelines within which you can most happily express and fulfill it. Begin with the End in Mind means to begin each day, task, or project with a clear vision of your desired direction and destination, and then continue by flexing your proactive muscles to make things happen. 

One of the best ways to incorporate Habit 2 into your life if to develop a Personal Mission Statement. It focuses on what you want to be and do. It is your plan for success. It reaffirms who you are, puts your goals in focus, and moves your ideas into the real world. Your mission statement makes you the leader of your own life. You create your own destiny and secure the future you envision. 
Habit 3: Put First Things First
So live a more balanced existence, you have to recognize that not doing everything that comes along is okay. There's no need to overextend yourself. All it takes is realizing that it's all right to say no when necessary and then focus on your highest priorities. 

Habit 1 says, "You're in charge. You're the creator." Being proactive is about choice. Habit 2 is the first, or mental, creation. Beginning with the End in Mind is about vision. Habit 3 is the second creation, the physical creation. This habit is where Habits 1 and 2 come together. It happens day in and day out, moment-by-moment. It deals with many of the questions addressed in the field of time management. But that's not all it's about. Habit 3 is about life management as well--your purpose, values, roles, and priorities. What are "first things?" First things are those things you, personally, find of most worth. If you put first things first, you are organizing and managing time and events according to the personal priorities you established in Habit 2. 

Two Keys to Making Deposits
Deposits need to be frequent and consistent. The closer the relationship, the more frequent and consistent the deposits need to be.
Deposits do not occur until the recipient considers it a deposit. You simply don't know what constitutes a deposit until you understand the other person. If your motives for making a deposit are not sincere, others will feel manipulated.
Remember that when it comes to relationships, little things are big things. 
Habit 4: Think Win-Win
Think Win-Win isn't about being nice, nor is it a quick-fix technique. It is a character-based code for human interaction and collaboration. 

Most of us learn to base our self-worth on comparisons and competition. We think about succeeding in terms of someone else failing--that is, if I win, you lose; or if you win, I lose. Life becomes a zero-sum game. There is only so much pie to go around, and if you get a big piece, there is less for me; it's not fair, and I'm going to make sure you don't get anymore. We all play the game, but how much fun is it really? 

Win-win sees life as a cooperative arena, not a competitive one. Win-win is a frame of mind and heart that constantly seeks mutual benefit in all human interactions. Win-win means agreements or solutions are mutually beneficial and satisfying. We both get to eat the pie, and it tastes pretty darn good! 

A person or organization that approaches conflicts with a win-win attitude possesses three vital character traits:
Integrity: sticking with your true feelings, values, and commitments
Maturity: expressing your ideas and feelings with courage and consideration for the ideas and feelings of others
Abundance Mentality: believing there is plenty for everyone
Many people think in terms of either/or: either you're nice or you're tough. Win-win requires that you be both. It is a balancing act between courage and consideration. To go for win-win, you not only have to be empathic, but you also have to be confident. You not only have to be considerate and sensitive, you also have to be brave. To do that--to achieve that balance between courage and consideration--is the essence of real maturity and is fundamental to win-win.
Habit 5: Seek First to Understand, Then to Be Understood
Communication is the most important skill in life. You spend years learning how to read and write, and years learning how to speak. but what about listening? What training have you had that enables you to listen so you really, deeply understand another human being? Probably none, right? 

If you're like most people, you probably seek first to be understood; you want to get your point across. And in doing so, you may ignore the other person completely, pretend that you're listening, selectively hear only certain parts of the conversation or attentively focus on only the words being said, but miss the meaning entirely. So why does this happen? Because most people listen with the intent to reply, not to understand. You listen to yourself as you prepare in your mind what you are going to say, the questions you are going to ask, etc. You filter everything you hear through your life experiences, your frame of reference. You check what you hear against your autobiography and see how it measures up. And consequently, you decide prematurely what the other person means before he/she finishes communicating. Do any of the following sound familiar? 

"Oh, I know just how you feel. I felt the same way." "I had that same thing happen to me." "Let me tell you what I did in a similar situation." 


Valuing differences is what really drive
Because you so often listen autobiographically, you ten to respond in one of four ways:
Evaluating:
You judge and then either agree or disagree.
Probing:
You ask questions from your own frame of reference.
Advising:
You give counsel, advice, and solutions to problems.
Interpreting:
You analyze others' motives and behaviors based on your own experiences.

You might be saying, "Hey, now wait a minute. I'm just trying to relate to the person by drawing on my own experiences. Is that so bad?" In some situations, autobiographical responses may be appropriate, such as when another person specifically asks for help from your point of view or when there is already a very high level of trust in the relationship.

Habit 6: Synergize
So put it simply, synergy means "two heads are better than one." Synergize is the habit of creative cooperation. It is teamwork, open-mindedness, and the adventure of finding new solutions to old problems. But it doesn't just happen on its own. It's a process, and through that process, people bring all their personal experience and expertise to the table. Together, they can produce far better results that they could individually. Synergy lets us discover jointly things we are much less likely to discover by ourselves. It is the idea that the whole is greater than the sum of the parts. One plus one equals three, or six, or sixty--you name it. 

When people begin to interact together genuinely, and they're open to each other's influence, they begin to gain new insight. The capability of inventing new approaches is increased exponentially because of differences. 
s synergy. Do you truly value the mental, emotional, and psychological differences among people? Or do you wish everyone would just agree with you so you could all get along? Many people mistake uniformity for unity; sameness for oneness. One word--boring! Differences should be seen as strengths, not weaknesses. They add zest to life. 
Habit 7: Sharpen the Saw
Sharpen the Saw means preserving and enhancing the greatest asset you have--you. It means having a balanced program for self-renewal in the four areas of your life: physical, social/emotional, mental, and spiritual. Here are some examples of activities:
Physical:
Beneficial eating, exercising, and resting
Social/Emotional:
Making social and meaningful connections with others
Mental:
Learning, reading, writing, and teaching
Spiritual:
Spending time in nature, expanding spiritual self through mediation, music, art, prayer, or service

As you renew yourself in each of the four areas, you create growth and change in your life. Sharpen the Saw keeps you fresh so you can continue to practice the other six habits. You increase your capacity to produce and handle the challenges around you. Without this renewal, the body becomes weak, the mind mechanical, the emotions raw, the spirit insensitive, and the person selfish. Not a pretty picture, is it? 

Feeling good doesn't just happen. Living a life in balance means taking the necessary time to renew yourself. It's all up to you. You can renew yourself through relaxation. Or you can totally burn yourself out by overdoing everything. You can pamper yourself mentally and spiritually. Or you can go through life oblivious to your well-being. You can experience vibrant energy. Or you can procrastinate and miss out on the benefits of good health and exercise. You can revitalize yourself and face a new day in peace and harmony. Or you can wake up in the morning full of apathy because your get-up-and-go has got-up-and-gone. Just remember that every day provides a new opportunity for renewal--a new opportunity to recharge yourself instead of hitting the wall. All it takes is the desire, knowledge, and skill. 
                                                                                                                                        Written by: Stephen R.Covey 
Collection by :  TusharPatel

5 Mar 2012

How To Teach Your Child About Investing

Have you taught your children about investing? As your child becomes more aware of money and other financial concepts, it is vital that you arm them with some important investment knowledge. Read on to find out how to impart some investing smarts to your children. If you don't have the basic knowledge required for investing, and need to learn more yourself, read Investing 101: A Tutorial For Beginner Investors before we start.

Investing Should Be a Family Activity
Some parents are guilty of not discussing personal finance with their children, and almost all parents are guilty of not discussing investing with their children. Investing should be a family activity. Children mature at different rates, so it may take some time before your child is ready to tackle concepts like portfolio creation and asset allocation; however, the basics of investing can be taught quite young.

Risk and RewardBefore you have your kids spending Saturdays at the library using the internet to check company profiles, you will have to explain risk and reward। Risk is the possibility that an investment will lose some or all of its value. Reward is the percentage of gain that your investment experiences over time - the return on investment (ROI).
Below we will sketch a brief picture of the two more common investments: debt securities and stocks.

Easy Ideas to Tell Your Kids About: StocksStocks are variable risk, variable return investments. On the whole, they are categorized as high risk and high return. You have to make it clear that all the risks involved in the stock markets can't be predicted.

Enron and other companies have proved that accounting sheets can be tampered with and CEOs can lie. But even with the unknown risks, the stock market is a strong investment because, over time, it has seen a general rise.

SEE: Stocks Basics

Easy Ideas to Tell Your Kids About: Debt SecuritiesA bond is a low-risk, low-return investment. Typically, bonds pay only a small amount over the prime interest rate because they are backed by stable institutions (usually banks or governments). You can buy bonds from unstable regions of the world that offer better returns, but these countries often have unstable governments, so you can't necessarily count on getting that return down the road.

Therefore, it may be best start your child with stocks and explain that bonds become more important as you age and need guaranteed investments. Your child will probably not have enough money to make bonds worthwhile, and may actually lose money to inflation.

Getting Your Child's AttentionWhen you are checking your stocks, show your child the companies of which you own a small part. If you own any exciting companies that might be of interest to your children - plane manufacturers like Boeing, sports equipment specialists like Bauer, technology and video game companies like Sony - make sure that you request the company's current investor relations package, or print it off the internet, so that you can show your child more about those companies, including how much they earned, what they make and how many people work for them.


9 Sept 2009

What is Life Coaching?


What is Life Coaching?
Are you ready to be happy and fulfilled? 
Life Coaching is for people that are truly ready to create a successful life for themselves.  
A life coach is skilled in helping you to make radical improvements in your life.  
If things are pretty good, but you want them to be great...Coaching is for you!
A Life Coach is not a therapist...more than a consultant... and not just a friend:  Your Life Coach is your personal expert to help you realize your full potential! Don't you deserve to have an expert committed to your success? 
Anything you can do, you can do it faster and better with a coach!
A Life Coach usually works with you over the phone (telephone coaching), often in weekly sessions, to partner with you in identifying what you want, finding your innermost values and goals, encouraging you to take action, and helping you achieve success.  (Success to us, at its foundation, means being your best, most authentic self, living with integrity, doing work/activities that you love, health, financial freedom, happiness and loving relationships.)  Whether you want help achieving a specific goal, finding a career direction, or buffing up your whole life, a Life Coach can help you get there faster.
Your Life Coach will ask you powerful questions that will help you focus in on what is most important for you right now.  A Life Coach is skilled in clearing away the clutter and energy drains that keep you from being your best.  Your coach can help you unleash your own greatness!
What do you think you could accomplish if you could release even 10% more of your potential?  What about 25%, 50%, or 100%?!
Life Coaching can help with all aspects of your life: Family, career, finances, relationships, living environment, health and spirituality!
If you continue as you are right now, what will your future be like?  What if you actively started to design your life starting right now?
Where would you like to be in 1 year, 5 years, 10 years?  What would it be worth to you to accelerate your own growth and evolution?

Could Life Coaching Be For You?

Where You Are Where You'd Like To Be
Tired
Energized
Successful in many ways, but not happy
Successful *and* happy!
Disorganized Excelling because your environment serves you
Stuck, unsure of what to do
Sure of what to do and taking action
Ready for major change
Experiencing major change
Frustrated
Amazed at the things happening in your life
Afraid of taking action
Taking bold, creative, effective action
Running in circles, frazzled, no time to do anything, overwhelmed
Focused, effective
Unsure of your future
Excited about your future
Not enjoying what you have
Making the most of everything that you have
Unprofitable business, not enjoying your business
Making more money than you ever thought possible, and enjoying it at the same time!
Spending your hours on things you just don't like
Maximizing the use of your time
Unfulfilled
Fulfilled
Feeling disconnected from purpose
Living with purpose
Unsure of what you are doing all of this for
Energized by a vision
Worried about your life
Excited about your life
Unbalanced
Balanced, strong, effective
Living life the hard way
Living life with passion, fun, fulfillment and success
Not connecting as much as you would like with friends, family, others
Experiencing great relationships, because you have so much more to give and are in a great position to give it
Living in a way that someone or something else chose for you, not living by your own values
Living in the way that you choose, aligned with your unique values
Ready to try something new, as what you are trying now clearly isn't working as well as you would like
Feeling great about the changes in yourself and your life, and enjoying having dedicated time and a partner towards your own life, business and career success
                          http://www.mylifecoach.com/  Kaptvpatel You Friend
                                          ...  .. .Work is Worship. .. ...